Umbrella Insurance

So, your financial advisor or friend has advised you to get an umbrella policy? What is an umbrella policy? A personal umbrella policy picks up where your auto or homeowner policy liability coverage leaves off, and extends the coverage up to $1M, $2M or more. 

An umbrella policy has many advantages. It provides additional lawsuit coverage. It provides added coverage for expenses such as defense costs, which can easily amount to $100,000 or more, and it provides liability coverage for some lawsuits not covered by your underlying auto or home insurance.

Umbrella policy premiums start at as little as $150/year. It is worth protecting your assets and/or future earning potential. 




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